Is the claim-early Social Security strategy too good to be true?

News May 28, 2026 at 11:13 AM
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What You Need To Know

  • What if a parent files at age 62 but continues to work and earns enough income to eliminate all benefits?
  • This “claim-and-keep-working strategy” may not be as simple as it sounds in theory.
  • Earnings history, age gaps, family size, taxes, longevity expectations and survivor benefits all matter.