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Solo 401(k)s can benefit self-employed workers
Expert Opinion July 13, 2026 at 12:46 PM
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What You Need To Know
- A solo 401(k) is a traditional 401(k) set up for the benefit of small-business owners with no employees.
- Owners who establish solo 401(k)s can contribute to those accounts as both employer and employee.
- Solo 401(k) funds can be easier to access in a pinch than SEP IRAs.