What consumers ultimately pay depends on where they live, their income, how much coverage they want and their choice of insurer.

A proposal by Gov. Gavin Newsom would help 850,000 Californians could get help paying their premiums, funded by a tax on the uninsured.

Lawmakers are now trying to close gaps in the state's surprise billing law and limit how much hospitals can charge for out-of-network emergency care.

In the nation's most populous state, lawmakers are not content simply to resist efforts to dismantle the ACA but are fighting to expand health coverage.