{
  "author": {
    "name": "David Blanchett",
    "webUrl": "/author/profile/david-blanchett/",
    "description": "David Blanchett, Ph.D., CFA, CFP, is managing director and head of retirement research for PGIM DC Solutions, the global investment management business of Prudential Financial Inc. Previously, he worked at Morningstar Investment Management LLC and Unified Trust Co.\r\n<P>\r\n\r\nDavid has published over 100 papers in academic and industry journals. His research has received awards from the Academy of Financial Services (2017), the CFP Board (2017), the Financial Analysts Journal (2015), the Financial Planning Association (2020), the International Centre for Pension Management (2020), the Journal of Financial Planning (2007, 2014, 2015, 2019), the Journal of Financial Services Professionals (2022), and the Retirement Management Journal (2012). He is a regular contributor to Advisor Perspectives, ThinkAdvisor and The Wall Street Journal.\r\n<P>\r\n\r\nDavid is an adjunct professor of wealth management at The American College of Financial Services and a research fellow for the Alliance for Lifetime Income.",
    "imageLarge": "https://secure.gravatar.com/avatar/50a0dec97be30bcd364a0d60a17c187f?s=136&d=mm&r=g",
    "estimate": 2,
    "social": [
      {
        "network": "twitter",
        "value": ""
      },
      {
        "network": "linkedin",
        "value": ""
      },
      {
        "network": "facebook",
        "value": ""
      },
      {
        "network": "googlePlus",
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    ],
    "articles": [
      {
        "uri": "/2020/09/25/are-seniors-too-frugal-in-early-retirement-412-104206/",
        "title": "Are seniors too frugal in early retirement?",
        "byline": "David Blanchett",
        "kicker": "Commentary",
        "prettyDate": "September 25, 2020",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/09/01-retiree-woman.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-blanchett/",
            "name": "David Blanchett"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Even well-off households tend to underspend, which has implications for financial planning.",
        "body": null
      },
      {
        "uri": "/2020/09/08/dont-claim-social-security-early-on-fear-of-benefit-cuts-412-103564/",
        "title": "Don't claim Social Security early on fear of benefit cuts",
        "byline": "David Blanchett",
        "kicker": "Commentary",
        "prettyDate": "September 08, 2020",
        "timeToRead": "8 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/09/social-security-and-flag.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-blanchett/",
            "name": "David Blanchett"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "I did the math: Even if future benefits are cut, claiming later will likely remain the best strategy for most retirees.",
        "body": null
      }
    ]
  }
}