Four out of five metropolitan areas in the United States lack a competitive commercial health insurance market.

1. Tell a story. People never forget stories.2. Reach out to your prospect several times—agents often give up far too early.3. Get involved in your…

Life insurance ownership is at a 50-year low. Nearly half of adults are uninsured and many who are insured are underinsured and dont make adjustments to their coverage to reflect changes in their lives.

Premiums for employer-sponsored family health insurance increased by 50 percent from 2003 to 2010, and the annual amount that employees pay toward their insurance increased by 63 percent as businesses required employees to contribute a greater share, according to a new Commonwealth Fund report.

Im not the only one who doesnt always finish her prescription. And its starting to piss doctors off.

With an eye on both their employees health and their bottom line, employer plans are rapidly embracing value-based health care. This outcome-driven, consumer-centered approach focuses not on the dollars being spent, but on how the dollars being spent can improve employees health (and keeping them healthy).

Most assume everyone whos eligible for employer-based health insurance enrolls in that plan. But thats not always the case, eHealthInsurance says. The health insurance marketplace describes seven scenarios when people may decline employer-based coverage.

The American public is divided on whether to repeal all of the Affordable Care Act, or just the mandate requiring everyone to buy health insurance.