{
  "author": {
    "name": "Spencer Williams",
    "webUrl": "/author/profile/spencer-williams/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 4,
    "social": [],
    "articles": [
      {
        "uri": "/2024/04/30/savers-match-new-employer-401k-option-that-expands-access-for-low-income-workers/",
        "title": "Saver's Match: New employer 401(k) option that expands access for low-income workers",
        "byline": "Spencer Williams",
        "kicker": "Best Practices",
        "prettyDate": "April 30, 2024",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2019/10/06-young-employees-escalator.jpg",
          "width": "616",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/spencer-williams/",
            "name": "Spencer Williams"
          }
        ],
        "kickerNode": [
          {
            "uri": "/best-practices/",
            "sectionName": "Best Practices"
          }
        ],
        "summary": "The new Saver's Match program launches in 2027, as a provision of SECURE 2.0, and allows low-income employees to receive a 50% federal matching contribution of up to $1,000, in addition to any employer match.",
        "body": null
      },
      {
        "uri": "/2022/03/15/supreme-court-ruling-highlights-an-expansive-definition-of-plan-fiduciary/",
        "title": "Supreme Court ruling highlights an expansive definition of plan fiduciary",
        "byline": "Spencer Williams",
        "kicker": "Commentary",
        "prettyDate": "March 15, 2022",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2022/03/fiduciary-duty-shutterstock.jpg",
          "width": "620",
          "height": "413"
        },
        "authors": [
          {
            "webUrl": "/author/profile/spencer-williams/",
            "name": "Spencer Williams"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Auto portability is more than just preventing cash-outs -- adopting it in plan design is important as sponsors' fiduciary risk is redefined.",
        "body": null
      },
      {
        "uri": "/2020/06/24/institutionalized-401k-portability-needed-now-more-than-ever/",
        "title": "Institutionalized 401(k) portability needed now more than ever ",
        "byline": "Spencer Williams",
        "kicker": "Commentary",
        "prettyDate": "June 24, 2020",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/06/04-woman-with-suitcase-looking-at-future.jpg",
          "width": "617",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/spencer-williams/",
            "name": "Spencer Williams"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "How plan sponsors who have had to lay off workers can avoid problems with forced cash-outs or safe-harbor IRAs.",
        "body": null
      },
      {
        "uri": "/2018/10/11/pairing-401k-savings-preservation-expanded-access/",
        "title": "Pairing 401(k) savings preservation & expanded access for America's minorities",
        "byline": "Spencer Williams and Tom Hawkins",
        "kicker": "Research",
        "prettyDate": "October 11, 2018",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2018/10/401k-man-hands.jpg",
          "width": "620",
          "height": "413"
        },
        "authors": [
          {
            "webUrl": "/author/profile/spencer-williams/",
            "name": "Spencer Williams"
          },
          {
            "webUrl": "/author/profile/tom-hawkins/",
            "name": "Tom Hawkins"
          }
        ],
        "kickerNode": [
          {
            "uri": "/research/",
            "sectionName": "Research"
          }
        ],
        "summary": "Our research shows that pairing Open MEPs with auto-portability can help preserve minorities' retirement wealth.",
        "body": null
      }
    ]
  }
}