Raise your hands: How many employers out there want the best possible retirement-saving outcomes for your employees? It's a no-brainer that employees' well-being is a vital component of a company's culture, and that their well-being extends to financial peace of mind. Retirement plans sponsored by employers play a huge role in helping Americans accumulate savings for their golden years, and plan features like employer matches give workers the opportunity to further maximize their savings.

An additional match for employees participating in their employer-sponsored plans—this time, from the federal government, as a provision in SECURE 2.0—will be rolled out in just a few years. The Saver's Match Program, scheduled to replace the Saver's Credit starting with the 2027 tax year, allows qualified individuals who participate in an employer's 401(k) or other sponsored retirement plan, or who contribute to an IRA, to receive a 50% federal matching contribution of up to $1,000, to be deposited directly into the plan or IRA. That amount doubles to a maximum of $2,000 for plan participants or IRA contributors who are married and filing joint tax returns.