Let's face the music: Deductibles don't work. They haven't; they won't. They blunt the cost of care, obscure the health care market for consumers, fail to save your clients money, and don't promote health.
The way health insurance is currently structured is broken, and the only way to fix it is to redesign it from the ground up, building it around consumer need.
DebugScreen: mobile
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{
"uri": "/2021/02/04/how-health-benefits-can-protect-employee-financial-wellness/",
"title": "How health benefits can protect employee financial wellness",
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"summary": "If consumers skip or delay medical care because of a high deductible or fear of unknown costs, how much of a benefit is it?",
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{
"uri": "/2019/05/30/deductibles-are-robbing-your-clients-blind/",
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"summary": "Let's face the music: Deductibles don't work. They haven't; they won't. They blunt the cost of care, obscure the health care market for consumers, fail to save your clients money, and don't promote health.",
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{
"uri": "/2019/04/08/3-health-plan-changes-employees-want-most/",
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