Consumer Driven Health Care

The overall percentage of employers offering coverage is heavily influenced by the fact that small employers are in large part responsible for the decline in coverage, and most employers in the United States are small.

Requiring workers who smoke to pay more for health insurance violates the Employee Retirement Income Security Act by unfairly targeting employees because of their health status, according to the suit.

Many younger Americans find the open enrollment process difficult and don't know who to turn to for help.

Nearly 75% of workers surveyed do not believe they have enough information to make a confident decision in open enrollment.

The talks come amid ongoing pressure from the federal government to control Medicare costs that have eaten away at Humana's finances and market value.

There's a proposal to cap the tax-free amount available for health care expenditures, including amounts paid by both an employer and an employee, according to the Republican Study Committee's budget proposal.

This shift could result in annual cost savings of as much as $37 billion.

The average American spent only 30-60 minutes making open enrollment decisions last year.