Consumer Driven Health Care

Insurers and their actuaries may support it, but fewer than 30% of Americans support the idea of tying health insurance premiums to an individual's prior health problems.

The overall percentage of employers offering coverage is heavily influenced by the fact that small employers are in large part responsible for the decline in coverage, and most employers in the United States are small.

Requiring workers who smoke to pay more for health insurance violates the Employee Retirement Income Security Act by unfairly targeting employees because of their health status, according to the suit.

Many younger Americans find the open enrollment process difficult and don't know who to turn to for help.

Nearly 75% of workers surveyed do not believe they have enough information to make a confident decision in open enrollment.

The talks come amid ongoing pressure from the federal government to control Medicare costs that have eaten away at Humana's finances and market value.