Consumer Driven Health Care

Chiappino and his business partner started HealthKeys, which helps clients manage the underlying health risks inherent in their employee populations.

Dec. 31 is a big day for FSA holders. For many, this could be the last day theyre allowed to spend their FSA funds on eligible expenses or risk forfeiting their account balance to their employer.

All told, employees share of health care costs including employee contributions and out-of-pocket costs is projected to increase more than 52 percent, from $3,389 in 2010 to $5,151 in 2015.

Electronic cigarettes, or e-cigarettes, which vaporize nicotine, are an emerging industry, and as some workers transition from traditional cigarettes to the electronic ones, the workplace can become a free-for-all.

Employees who select an HSA as part of their benefits package tend to have strong opinions about how those accounts are managed.

The changes gives David Wichmann, previously the companys chief financial officer, control of UnitedHealthcare, the companys insurance products unit and its biggest line of business.