Consumer Driven Health Care

When it comes to health care, are Americans resistant to change?

The last of rebates to consumers from health insurers were due to be sent out this week.

Health savings accounts have grown to more than $14.1 billion in assets, representing 7.1 million accounts through June 30, according to research from broker/dealer Devenir.

A downturn in Humana Inc.'s second-quarter results and net income forecast for the year did not cause skittishness among industry analysts, but they sounded concerns about the health insurer's higher costs and margins from its key Medicare Advantage business.

Aetna Inc.'s second-quarter net income tumbled almost 15 percent compared to last year when slower-than-expected growth in health care use helped earnings. The health insurer's latest results still beat analyst expectations, and it raised its 2012 earnings forecast.

There are reasons why an HSA may not be for everyone. Here are some.