Consumer Driven Health Care

I recently attended a conference where I had the chance to listen to two employees of the Cleveland Clinic talk about the "culture of wellness" that the clinic is creating for its employees.

Medical plan costs are predicted to grow at double-digit rates in the next 12 months, according to Aon Consulting's 2010 Health Care Trend Survey.

Workers enrolled in an HDHP/HRA or HSA-qualified HDHP

According to IRS guidelines, beginning Jan. 1, employees won't be able to make over-the-counter purchases using their flexible spending account or health reimbursement account unless they have a prescription.

According to a survey from the National Business Group on Health, among respondents with at least one CDHP, the most prevalent type of CDHP was a high-deductible health plan with a health savings account (64 percent).

Consumer-driven health plans didn't see as much action this year as they did in 2009; CDHPs grew at a rate of 18.1 percent, about half that of last year.