Consumer Driven Health Care

The benefits provided under most international health insurance policies are far more comprehensive than travel insurance and are more closely related to a private U.S. health insurance policy. Because these are annually renewable and permanent

The four-step sales process Success requires putting the hard-sell on hold. Instead, agents must communicate effectively with their clients to gain a clear understanding of needs, concerns and expectations. This is accomplished by following a

What you should expect from your international health insurance policy: Hospital Room and Board Intensive Care Unit Local Ambulance Physician Visits Annual Physical Exams Immunizations Prescription Drug Coverage

Is there an affordable plan out there today that provides value and can be easily understood by the people it is covering? Since this is where we stand today, let's ask a few "what if?" questions: What if you could offer a plan

While other benefits get the chop, employers are hanging on to wellness programs. A survey by Buck Consultants found 45 percent of respondents are increasing their wellness communications. "Our findings suggest that wellness has 'come

Among private industry workers, 43 percent don't have paid sick leave. 23 percent of private industry workers have no paid vacation time. Of private industry workers, 88 percent have paid holidays, compared with 76 percent of governme