Health Care Reform

For the owners of plan participants' drug stores, these can be a major source of stress.

MaxHealth, based in Tampa, provide care to more than 120,000 patients, including more than 80,000 patients in value-based care programs.

The situation looks a lot different when job loss is a reality rather than a possibility.

"Patients shouldn't have to choose between speed, cost and convenience when it comes to their medication, regardless of where they live," Vice President John Love said.

Oscar Health CEO Mark Bertolini expects the plan managers to have a bigger stake in worker wellness.

Some other market players are too small to be comfortable with the size of the biggest claims, according to the company's CEO.