Voluntary Benefits

The GUARD Financial Data Act would have the most impact on information not covered by HIPAA.

The announcement comes as the House is considering a new, bipartisan Medicare Advantage plan prior authorization.

That change could create new ways for plan employers to get into trouble.

Brokers "provide an incredibly valuable service," but "we've got to be able to trust them," James Gelfand testified.

Elevance, Anthem's parent, hopes simpler plans and AI will moderate the impact of cost cuts.

A top insurance industry risk math expert has designed two new ETFs for that purpose.