Compliance

If finalized, gig companies such as Uber and Lyft will need to clarify when workers should be classified as independent contractors who are in business for themselves or employees who are entitled to benefits.

Since state and local policies will also be changing, employers need to pause and consider what they want their marijuana policies to be and if they are in step with regulatory changes.

It all depends on the health plan and whether it is fully insured or self-funded, but travel and lodging, as well as EAPs, may be available to employees.

If passed this year (and it's likely it will), it could be the biggest retirement legislation in years, essentially getting more workers covered by employer-sponsored plans.

Regardless of the path to reducing prescription drug costs, a fundamental starting point is transparency — supplying all stakeholders with clear data on where the money is going and what it's for.

Earlier this year, the department told retirement plan sponsors they could face an "investigative program" if they allowed digital currencies in their workplace plans.