Employee-Paid

The top officers of the National Association of Insurance Commissioners have included a plea for respect for their AHP oversight rights in a letter they sent earlier this month to the Republican and Democratic leaders of the House and the Senate.

The bill, which would also apply to TPAs, came close to becoming law in December but ran into resistance from Elon Musk.

Open enrollment would end Dec. 15 everywhere, and special enrollment period users would face more scrutiny.

As a result, more female employees are relying on workplace benefits to improve their mental and financial wellbeing.

If regulators stick with the current ICHRA rules, the ICHRA program "has the potential to lower individual market premiums by improving the risk profile," the actuaries write.

If employees can buy the coverage through an off-exchange Section 125 cafeteria plan, then the employees can pay the premiums with pre-tax earnings, the executives say.