Employee-Paid

One carrier reviewed about four times as many medical and surgical services as the other did.

Your surgical costs are not a vendor problem. They are not a plan design problem. They are a market structure problem. And the market structure was built by the people sending you the invoices.

Employers could also end up with more workers using catastrophic health plans.

Local officials can impose a benefits requirement only if a big "benchmark plan" adopts it voluntarily.

"These bills are a significant step forward to make sure that when your family needs care, you can get it," Virginia Gov. Abigail Spanberger said.

Another provision could make contributing to HSAs the only way for a new corporation to use the federal health benefits tax exclusion.