Employer-Paid

Insurers must spend 80% of total premiums and 85% of money from premium increases on health care.

The "Informed Choice" program may cut costs for patients who see doctors with high quality and affordability scores.

The Medicare benefits bill could have a big indirect effect on what employer plans choose to cover.

Premier represents $84 billion in group purchasing power and holds more than 3,000 active negotiated contracts with more than 1,400 suppliers and manufacturers.

Benefits professionals would be wise to recognize these schemes for what they are — and avoid them.

Republicans say the department is too slow; Democrats say the benefits agency's budget is too tight.