Retirement

The average percentage of assets compared to total liabilities has held steady in the 71% to 79% range over the past five years, according to the National Conference of Public Employee Retirement Systems.

SECURE 2.0 has considerably expanded access to PEPs for small and midsize employers, but many don’t understand the tax credits now available to them.

While a recent survey claimed more than 700,000 American companies could be at risk of fines and legal penalties for fiduciary failures in their retirement plans, we wanted to know how small and mid-sized employers can stay compliant with the resurge in fiduciary lawsuits.

While AI is a powerful tool, the best approach is a hybrid one—leveraging AI for quick, data-driven insights while consulting human experts for major financial decisions, according to a new Pearl study.

The challenge is to find ways to create pension-like incentives within the context of a defined contribution retirement plan, according to the Society of Actuaries report.

The tax-deferred plan, similar to a 401(k) plan, is the basis for a plan that is being proposed with new legislation called the Retirement Savings for Americans Act, which could expand savings for millions of low- and moderate-income private sector Americans.