BenefitsPRO Magazine-March 2015

Self-Funding: Stop loss source list

Charlene Harris

Self-Funding: The Rise of self-funding

Alan Goforth

When Michael Turpin was a top insurance executive, he understood that the more comprehensive coverage his company sold customers, the more profit his business would make.

HR perspectives: On Hold

Scott Wooldridge

The recent decision by Coca-Cola to end voicemail services for landlines had the web abuzz for daysvoicemail is dead! But reports of voicemail's demise are probably exaggerated, at least for the foreseeable future.

Self-Funding: The Basics

Katie Kuehner-Hebert

Self-funding has become increasingly popular among employers.

UMB HSAs top $1 billion

Kathryn Mayer

UMB Healthcare Services said it has surpassed $1 billion in health savings account deposits and assets after growing 36 percent in the past year.

Keep it simple, stupid

Marty Traynor

There are two fundamentally opposing points of view when it comes to the best design of voluntary products: CYTT and KISS.

HR perspectives: A great social compromise

Peter Westerman

The workers compensation system was one of the triumphs of the industrial age.

Help savers put a spring in their step

Christopher Carosa

For all the talk about investment options as they pertain to 401(k) plans, beyond addressing the basics there's very little differentiation in the long-term impact of the choices.

Employers turn to CDHC plans to control costs

Dan Cook

Consumer-driven health plans are increasingly helping control costs at companies that provide employee health insurance.

10 worst states for 401(k)s

Nick Thornton

Slightly more than 16 percent of the 401(k)s plans in Arizona significantly underperformed an average benchmark, though the Grand Canyon State did see the largest year-over-year improvement.

‘Be vewy vewy quiet, I’m hunting wabbits.’

Brian Hicks

Who's the best sales trainer you ever had? Mine was Elmer Fudd.

What I’ve learned (since PPACA)

Susan L. Combs

When PPACA started coming down the pike and some brokers started jumping ship for fear of falling commissions, I starting thinking: How are there ways to make more cash with little cost?

HR perspectives: Anti-vaxxers live in Fantasyland

Kathryn Mayer

As if you haven't heard already, Disneyland is a great place for magic, moments, chance meetings with giant miceand the measles.

GOP unveils PPACA replacement

Kathryn Mayer

After years of criticizing the Patient Protection and Affordable Care Act, the GOP has unveiled an alternative plan to the controversial law that would scrap PPACA's mandates but still offer tax credits for those buying private insurance.

Fight together, not against one another

Kevin Trokey

I believe the independent agency system and its producers have the potential, and need, to be a more significant contributor to client success than any other partner their clients have.

Living like there's no tomorrow

Denis Storey

For years, weve discussed millennials as if, at best, they were some sort of novelty.

Watch out for icebergs!

Bonnie Brazzell and Gil Lowerre

Some trends in the industry are obvious while others are more hiddenout of sight and under the surface.

HSAs keep growing

Denis Storey, Designed by Joe Schlue

Self-Funding: Stop Loss? Not Exactly

Bill Ford

Strictly speaking, stop loss reinsurance is used by most self-insured employers to reduce exposure to loss with their health benefits.