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While employers frequently believe vesting schedules support worker retention, “data does not support that,” according to a Penn State law professor, who is requesting that the IRS prioritize recommending to Congress that it eliminates vesting schedules, in its 2025-2026 Priority Guidance Plan.

A Principal executive maintains that some rivals are offering first-year prices that appear to be unsustainable.

More employers are holding the monthly premiums down by setting deductibles at $700,000 or higher.

Half of KFF survey respondents said navigating the prior authorization process is difficult.

“The best health care in the nation isn’t helpful if it bankrupts the people who try to get it," said WalletHub analyst Chip Lupo.

Tim Noel, the health insurance unit head, said more employers that stay covered will shift to self-funded and level-funded plans.