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California's Proposition 22 requires the companies to offer some modest new perks, but protects them from having to provide much costlier benefits.

The company is accused of following guidelines that emphasized cost-savings rather than treating underlying issues.

Bill includes provisions for reduced IRA penalites, S-Corp incentives.

Retirement planning edges out increasing employee participation as the primary goal of education efforts at 403(b) organizations.

Starting in 2023, consumers will rely on private brokers, insurance companies, agents and commercial websites to buy ACA plans.

The legislation has been endorsed by civil rights organizations, including the NAACP and Americans for Financial Reform.