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The Obama administration opposed lump sum payments, fearing that some retirees might spend their windfall and have nothing left to live on.

"I imagine there are a lot of questions being posted and everyone is trying to figure out what this means,” one labor and employment lawyer says.

Blue Cross Blue Shield is urging Congress to boost the ACA marketplace by increasing subsidies and putting in place a reinsurance program.

And consumer advocates just aren't having it.

Employee benefits news from Alliant, Workhuman, WellSky, Turbo, The Travelers, Pentegra, Social(k), Leafhouse Financial, Breathe Life.

“There are a lot of people getting very wealthy along this supply chain,” says Senator Susan Collins.