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Although overall optimism may be the long-term outlook, it is uneven among workers.

One KFF analysis shows that lowering the eligibility age could reduce costs for employers by as much as 15%.

From benefits for child care and college to health care tax credits, this plan has a little bit of everything.

It's estimated that every year, $92 billion leaves the U.S. retirement system when job-changing participants prematurely cash out their 401(k) savings accounts.

Plan sponsors want to help their employees build emergency savings, and many recordkeepers have shifted to work toward that goal -- but the industry isn't in agreement on several factors.

A Wilmington Trust survey found that the share of business owners planning early retirement nearly doubled from a year ago.