Defined Contribution

Animal psychologists have explanations for why dogs and cats approach food, generally citing either a confidence of its future availability or a concern that if its not consumed now, it will disappear.

The U.K. requires all employers to auto-enroll their uncovered workers, with the right to opt out.

The tool was developed to give fiduciaries a simple and cost-effective way to make sure that their 401(k) plans are being carried out in accordance with government regulations and guidelines.

It says the double tax on contributions to 401(k) plans and the misguided $3 million cap on the value of retirement benefits do not close any loopholes or curb any abuse.

Why are they channeling Machiavelli when what we need is Sherlock Holmes?

It also is important to remember that at least one named person on the committee and in plan documents must serve a fiduciary function.