Defined Contribution

The<i> Helping Young Americans Save for Retirement Act, </i>which was introduced in the Senate in May, would give younger workers access to employer-sponsored retirement plans.

Some of the biggest ERISA issues over the last year included those over 401(k) forfeited contributions and ESG investing, according to Gerald Maatman, co-author of the 2025 ERISA Class Action Review.

President Trump is expected to sign an executive order to ease the path&nbsp;for private market investments to be included in employer-sponsored retirement plans, but hurdles remain.

The proposed class action ERISA lawsuit centers on two poorly performing funds offered by the $9 billion 401(k) plan covering more than 27,000 current and former employees of the giant telecommunications equipment maker.

Rollovers should be “a built-in process” during employee onboarding and offboarding, because “forgotten 401(k)s are one of the biggest risks to long-term retirement savings,” according to Betterment at Work’s Mindy Yu.

The 5ForLife Balanced Fund, in collaboration with Income America, is designed to provide participants in MissionSquare’s 9,200 employer plans with lifetime income, beginning at age 65.