Retirement Regulation

Employers need to be aware of the increased limit on catch-up contributions on older participants, as well as DOL’s new policy on transferring benefit payments on missing participants and uncashed checks of $1,000 or less.

There’s been a shift in retirement planning, as plan sponsors are embracing proactive plan design strategies that cater to the diverse needs of a multi-generational workforce, including leveraging automatic features and investment defaults, according to JP Morgan's plan sponsor survey.

While employers frequently believe vesting schedules support worker retention, “data does not support that,” according to a Penn State law professor, who is requesting that the IRS prioritize recommending to Congress that it eliminates vesting schedules, in its 2025-2026 Priority Guidance Plan.

When asked to highlight DC plan sponsors’ top investment menu priorities, retirement income was top-of-mind for all institutional consultants, according to PIMCO’s Annual Defined Contribution Consulting Study.

The retirement landscape is evolving so rapidly that many of the underlying assumptions and expectations about retirement planning differ across generations currently in the workforce, according to a new Transamerica survey.

In 2024, 93% of auto-enrollment plans had participation rates of 80% or higher, compared with 49% of voluntary enrollment plans, according to Vanguard’s annual<i> How America Saves </i>report.