Retirement Regulation

It's no easy task in a turbulent economy for plan sponsors to look ahead, with a new Congress taking power in January and not knowing if the current Congress will enact SECURE Act 2.0 in the post-election session next week.

When it comes to employee retirement plans, some advisors adhere to a less stringent set of obligations - the suitability standard, so it's beneficial to speak openly with advisors and brokers about their fee structure.

The debate's likely to continue over whether 401(k) plan sponsors should consider environmental, social and governance factors when selecting investment options, but the rule creates new opportunities for advisors.

It's a new era of "employee-centric" retirement benefits – workers now want a plan that follows them from job to job and doesn't require a rollover, according to a new study.

The Employee Retirement Income Security Act of 1974 (ERISA) sets forth certain ongoing disclosure and reporting requirements for welfare benefit plans.

Environmental, social and governance investing is likely to remain a hot topic under different administrations, so what's a benefits professional to do? Remain nimble in complying with rules that are likely to continue to evolve.