Retirement Trends

While similar in objective, money market funds, stable value funds and fixed accounts each have unique characteristics that should be evaluated on a regular basis.

Even up to 40% of middle-income workers are at risk of slipping into near-poverty in retirement, according to the Schwartz Center for Economic Policy Analysis, which recommends universal retirement accounts.

Women most frequently need advice in understanding how long savings would last and how to adjust retirement savings if it's not on track, cited a new report that provides invaluable insight for advisors and employers.

This landmark legislation will open up retirement savings to millions more of Americans by expanding auto-enrollment, providing emergency savings, offering student loan/employer match contributions, and more.

Unlike a 401(k) plan, employers don't have to worry about abandoned plans and employees don't have to go through the hassle and expense of a rollover.

The sweeping new retirement savings legislation will likely become law any day now, however, it's not a catch-all solution and employers still need to make some adjustments to further differentiate themselves.