Retirement Trends

The "sandwiched" generation needs help preparing for retirement, and employers can help by providin tailored education along with innovative tools and investment solutions.

The cost-of-living adjustment for 2026 may not be as large as last year's 2.5%, but with six months to go until the SSA makes its announcement in October, tariff increases, which could lead to higher inflation, may change that, according to The Senior Citizens League.

Following the administration's tariff announcement, approximately $169 billion was lost during the April 3-8 trading day period (and $248.8 billion in assets in 2025), according to the non-profit pension fund institution.

The Retirement Savings for Americans Act, which would offer a federally-run program, is supported by National Economic Council but the American Retirement Association worries that many small employers would close their 401(k)s.

While President Trump promises to "always protect" Social Security, the Schwarz Center for Economic Policy Analysis has suggested steps both Congress and Trump, as well as the SSA Acting Commissioner, should take to restore trust in the federal agency.

Senator Tommy Tuberville has reintroduced the Financial Freedom Act, which would give retirement plan participants the ability to control how their assets are invested, while reversing DOL regulatory guidance on cryptocurrency.