Retirement Trends

For every problem, there is a solution. If the problem is not enough people use existing plans, then introduce auto-enrollment. If the problem is not enough participants save enough, then introduce auto-escalation.

An analysis of the data post-crisis found that most of the recent efforts have been a move to either hybrid plans or to cash balance plans.

A new perspective is emerging that I call the college cost-benefit calculus. It helps to put a college education and its enormous cost in perspective of a households overall financial situation.

It's the highest Gallup has found since first asking Americans this question in 1991, when the age was 57. It was 59 and 60 for the years between 2002 and 2012.

Forty-three percent of men but only 39 percent of women are saving at study sponsor Wells Fargos recommended contribution index, which measures how many people are saving a minimum target of 10 percent, including the employer match.

This would bring the total amount invested with Emerging Managers to more than $14 billion, $10 billion of which is committed to Minority and Women-Owned Business Enterprises.