Retirement Trends

The Principal has introduced critical illness insurance as one of the voluntary benefits it offers to help employees fill the gap in financial protection.

A record wave of 401(k) loans is seeing employees digging themselves into a hole that makes underwater mortgages or credit card debt seem mild by comparison.

Wealthy investors plan to increase their equity holdings in 2013, with the biggest gains among the wealthiest investors, according to Spectrem Groups new research report Wealth Management Series: Product Usage and Perceptions of Providers.

Private pension companies in the U.K. will be forced to reveal the investment and operating fees and the costs to employee retirement savings, all part of an agreement created by the Association of British Insurers.

Fixed index annuities, in combination with traditional retirement portfolio strategies, significantly improve the chances of creating sustainable income throughout retirement.

The time may be right to refocus clients on the goals they expect to achieve with municipal bonds, and to take a good look at their portfolios.