While health savings accounts and consumer driven health plans demonstrably give consumers more control over their use of health insurance dollars, they may also encourage decisions about health care that could be detrimental to consumers' long-term health.

The IRS has given pension plan sponsors what theyve wanted for years: the green light to use a higher fixed rate when crediting interest to their employees account balances.

Starting in 2018, the PPACA Cadillac plan tax is supposed to impose a 40 percent tax on the issuers of expensive health benefits packages.