President Barack Obama says U.S. corporations that adopt foreign addresses to avoid taxes are unpatriotic. His own administration helped one $20 billion American company do just that.

Let's discuss another critical topic for the future success of HSAs shifting the mindset of accountholders from spending to saving.

The Form 5500 offers a lot in its current form and no serious advisor would consider walking into a potential clients office without first having reviewed that companys 5500. But it could and should be made better.

Yet more evidence has emerged to indicate that those who choose a health savings account over a health reimbursement account are more fully engaged in the management of their health insurance.