Without financial pros coaching them, retirement savers might just as well stick their heads in the sand and ignore the market.

It turns out lack of employee engagement in their company's retirement plan might not be such a bad idea after all.

Hype, like humor, works because it's based on truth, and this mantle of credibility is just enough to lead the fiduciary astray.

If plan sponsors want to elevate the odds of employee engagement regarding retirement, there's a clear map to get there.