The IRI testified before the IRS today in favor of regulation changes that would allow QLACS in tax-qualified DC plans.

It seemed like a good idea at the time.But a health insurance tax credit for small businesses, part of President Barack Obama's health care law that gets strong support in public opinion polls, has turned out to be a disappointment.

For those of us who are currently employed, the answer may be as easy as learning more about our employers retirement plan(s), including several tax breaks Uncle Sam affords.

Many Americans have turned to tax-free accumulation tools as a means of protecting their retirement assets from the impact of rising taxes.