For two decades, the U.S. retirement plan industry rode the momentum of a huge 401(k) wave. Now, it feels as if the wave has come ...

Non-profit employers who use 403(b) defined-contribution plans in the employee benefits packages will face new regulations next year. Changes to those plans published in July 2007 will take effect Jan. 1, 2009, forcing some employers to change the

Over the past decade, business owners have been overwhelmed by a plethora of arrangements designed to reduce the cost of providing employee benefits and taxes, while simultaneously increasing their own retirement savings. The solutions ranged from

Imagine that a client - a 42-year-old manager of a privately held company - calls you, concerned and seeking advice. He says: "I've been offered ...