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Research into Social Security claims by the American Enterprise Institute finds that many beneficiaries could earn substantially more by delaying payments.

The recession and sluggish recovery are a major culprit to lagging state of womens retirement prospects, particularly for Gen X women.

Its been said the baby boomer generation is going to set in motion the largest wealth transfer in American history. Now, Im thinking, maybe not so much.

Only one-third of the 800 respondents said they had saved enough to retire comfortably, and just 35 percent expressed confidence in their financial preparation for retirement.

Increased fixed and variable annuity sales during the fourth quarter pushed industry-wide sales to $59.3 billion, up 3.1 percent from the prior quarters sales of $57.5 billion and up 17.2 percent from fourth quarter 2012 sales of $50.6 billion.

Seventy-one percent of investors surveyed, a majority, said they were go-it-alone investors.

In the first year alone, as many as 900,000 accounts would not be opened, and between now and 2030, that number would jump to approximately 20 million, the IRI said.

The billionaire investor says public pension plans threaten the financial health of U.S. cities and states more than taxpayers realize.