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The inability of Americans to pay for unexpected emergencies transcends employee income ranges – all employees, regardless of wage level (A) have need, and (B) can benefit from an ESA safety-net.

Following the sudden departure of its CEO, the health insurer is now facing an employee lawsuit, alleging UnitedHealth reduced its employer contributions to the 401(k) plan by more than $19 million by using forfeited funds from departing employees, an ERISA violation.

A three-judge panel at the 6th U.S. Circuit Court of Appeals ruled in favor of a disability plan administrator Thursday, and against a worker with long COVID, in a case involving questions about whether the administrator had used a reasonable claim review process.

The Employee Ownership Fairness Act and The Employee Ownership Representation Act would allow employees to save more money for retirement and invest more in their employer’s stock ownership plan.

The health insurer is accused of using forfeited funds from departing employees to reduce employer contributions to the retirement plan instead of using the funds to reduce administrative fees.

But administration officials indicated that they might try to change the non-quantitative treatment limitations requirements to be more clear and more flexible rather than rescind them.

The state's group health coverage mandate does apply to a multistate plan sponsored by a Tennessee-based employer, a three-judge panel ruled.

The health organization’s class action lawsuit, filed by an employee alleging the company used forfeited plan funds from departing employees to pay administrative expenses was dismissed, after a federal judge found no fiduciary breach.