This might sound like a crazy idea, but getting everyone acclimated to auto-enrollment and auto-escalation in their defined contribution plans might be how we start to fix some retirement problems.

Before the invasion of the target date funds, most 401(k) plan investors were encouraged to leave their assets in funds that generally contained 100 percent stocks.

Retirement advisers are shifting from using return assumptions towards using required return (aka Goal-Oriented Target) numbers.

We measure fiduciary success many years into the future--which is why a fiduciary must not confuse effort with results.