Set aside the numbers and the tables and make your objective this: After I talk to that retirement saver, I want them to leave with renewed self-confidence.

With or without the DOL's urging via its fiduciary rule, the market suggests the end is near for the broker-dealer advisor business model.

When the government announced it would include qualified longevity annuity contracts in 401(k) plans, the insurance industry rejoiced. Yet, for all the initial excitement, QLACs have been slow to move out of the gate.