The teachers union is unable to divest from firearms industry stocks, or any others in their portfolio, on its own.

The countrys retirement future will be bleak for many Americans, says a report from Democratic lawmakers on Congress's Joint Economic Committee.

This week, Rep. Phil Roe, R-TN, and Rep. Donald Norcross, D-NJ, introduced the Give Retirement Options to Workers Act, which would facilitate the adoption of composite plans -- but not all unions and retirement advocates are on board with such plans.

Workers with pensions might not want to put all their eggs in that defined benefit basket, a report says.