It takes the right plan advisor to help be a safeguard for responsible plan management that adheres to the plan's documented rules. Here are three aspects to consider.

IRS rulings about the taxability of voluntary benefits paid for with pre-tax dollars through a Section 125 plan have always been an issue. But today, the move away from pre-taxing of VB is stronger than ever, led by the large broker houses, consultants, and the good old IRS.

These strategies can help promote retirement plan benefits to employees as well as help them save.