The problem? The state legislature adopted a switch for new state employee to a 'cash balance' plan without an adequate number of votes.

The average working household has virtually no retirement savings, according to a report by the National Institute on Retirement Security.

The plan is the only part to advance from Gov. Corbett's proposal to cut $12B from future pension benefits.

Conditions may be right for sweeping tax reform, but ASPPA wants to make sure those changes dont gut the private retirement system.