The state also is suing the PBMs, CVS Caremark, Express Scripts and OptumRx, which process about 8 in 10 U.S. prescriptions, as well as rebate aggregators Zinc, Ascent and Emisar.

That's not a prediction, exactly, but it is what the firm is starting to put in illustrations.

According to a new report from the Commonwealth Fund, hospital services, whether inpatient, outpatient or emergency room care, account for nearly two-thirds of medical debt.

How can employers reap the most out of their investment in women's health programming?