Republicans say they intend to continue to offer affordable coverage to those with pre-existing conditions. But without the "stick" of a mandate, how they will do it is unclear.

Paralysis by analysis is the state of many benefits professionals. Unsure how to proceed when it comes to offering benefit administration, HR technology, ACA reporting and more to their clients results in a state of doing nothing.

Historically, managers have viewed employee sleep as something outside of their control and none of their business. But evidence indicates that insomnia undermines the health, well-being, and work effectiveness of employees.

Oscar, a startup that attempted to reinvent the health insurance business and "put the needs of consumers first," has lost millions in 3 states.