Fertility services are growing as a top benefit at some companies as more American employers look to employees' families as ways to retain and attract talent.

Aetna will leave 11 of 15 state Affordable Care Act exchanges for 2017. The move follows similar ones done by UnitedHealth and Humana after mounting losses.

With enrollment season right around the corner, now is the perfect time to reiterate to businesses that the following life stages are reasons their employees should take stock of current benefits.

This year, many insurers have used sales commission cuts to try to limit sales of underpriced ACA exchange plans.