When considering the small-business market, I believe one of the most needed yet undersold insurance products is business overhead expense (BOE) insurance. Lets take a closer look at BOE and how to position it with your clients.

Advisors who think the DOL fiduciary rule or SEC actions have no effect on them might be misunderstanding the proposed standard's implications, an expert says.

Private exchanges for health care coverage and voluntary benefits are off to a strong start, but it's still too early to gauge which model will become the most popularsingle carrier or multiple carrier exchangesor which type of sponsors, if any, will dominate